Asset Transfer

  1. Our primary goal in portfolio management is peace of mind for our clients and ourselves.  We want to make as much money as we can in your accounts consistent with your risk tolerance preferences.
  2. You are going to be given a risk tolerance questionnaire and an Investment Policy Statement.  We provide these as a reference for managing your accounts in the context of your retirement timeframe and retirement income needs.
  3. As outlined in our Investment Strategy, we do not buy and hold positions that underperform.
  4. More likely than not, we do not want to manage any of the old mutual funds and/or stocks in your portfolio. If you have any stocks or mutual funds to which you are emotionally attached, please keep them in another account with your existing custodian and continue to manage these positions yourself. Transfer to your new investment account with TCM the assets you want us to manage.
  5. Please supply us with your most recent statements in order to transfer your assets efficiently.
  6. We always follow client instructions to SELL existing positions when those instructions are given. We do not attempt to dissuade you from selling if you should change your mind about our investment process. If you call us and give SELL instructions, we are going to sell that day. We most likely will not want to manage your account after that and will tender our resignation to you, but we are going to sell your positions, no questions asked. That is the law.
  7. Please do not call us with any stock, ETF, or mutual fund BUY recommendations. We are not brokers and we are not going to do that. If you want to pick stocks or mutual funds, you may set up your own account outside of TCM. We have a plan and a managed portfolio and we stick to it.

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